fgb credit card issue

i have an issue with fgb credit card my out standing was 32k. they filed a criminal case 45k i have fined 5k.on march2012 now they cll me with cid they compel to pay 75k. telling that they have a judjement. not giving any details from bank. they give me ony ten day s to re pay the amount. shall we go for an appeal on that. give me an advise
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