Bank Liabilities

My company terminate me without any reason. I have liablity from banks 100000 AED. I want to know in this situation i should clear my liabily or it's all exampt. When I am not able to pay my liabilities what action bank will take and when? I have 3 credit cards amount 70000 AED and 40000 AED personal loan as liability. Kindly guide me in detail.
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