Stolen Debit Card

Dear Sir/Madam, I have previously issued a transaction dispute with HSBC for 14305DHS. My debit card was stolen and used without my authorization. They have refused to refund the disputed transaction on the grounds that I did not report the card stolen until after the transactions. I was not aware that my card had been stolen until the transactions were made. I would like to take the dispute further as my debit card was a chip-and-pin card but the transactions made were made by signature (which is not my signature). The chip-and-pin feature of the card should not have been bypassed to allow purchase by signature. I would like to arrange a meeting to discuss this dispute if you are willing to take this case. Thank you for your time. Best Regards Brian
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